Charles Coletta is a distinguished financial executive and 2024 HousingWire Finance Leader with over 20 years of experience in banking and capital markets, specializing in strategic management, risk optimization, and financial engineering. He has worked extensively with federal agencies, commercial banks, community banks, and independent mortgage banks, leveraging his expertise to drive growth, enhance profitability, and optimize financial operations.

‍

A recognized leader in the industry, Charles possesses deep expertise in capital and secondary marketing management, complex interest rate derivatives, mortgage collateral financing, and non-QM structuring. His proficiency spans a range of critical areas, including MBS pool optimization, asset securitization, AI-driven market analysis, and strategic channel management across retail, third-party, consumer direct, and bulk acquisitions. Additionally, his work in pricing elasticity modeling and operational efficiency has contributed to industry-leading innovations.

‍

Charles has been featured in national media, including CNBC’s Money Club and BARRON’s, and his insights have been published in Bank Asset & Liability Magazine and House & Home.

‍

He holds an MBA with a concentration in Financial Engineering and Risk Management from Virginia Tech and a Bachelor’s degree in Violin Performance from the University of Cincinnati College-Conservatory of Music. His diverse background and analytical acumen continue to shape the future of finance, lending, and capital markets.