Company Mission
Orion Lending is a Nationwide Mortgage Banker, founded by proven industry leaders, who bring a legacy of success and ambition to the Mortgage Banking industry. At the core of our business philosophy is a commitment to extraordinary service, honesty, and clear communication. Our team is comprised of highly seasoned professionals who share Orion Lending's objective to revolutionize our partners' expectations. At Orion Lending, we combine innovative technology, a wide array of products and competitive pricing, to assist our network of originators grow and develop their referral business and clientele.
Position Summary
Responsibilities for the Non-Agency Underwriter will include performing a variety of mortgage loan documentation duties on conforming loan packages and complex loans, using comprehensive knowledge of policies and procedures for loan products. Underwrites mortgage loan applications and evaluates loans to maximize organizational profit and minimize risk or loss. Relies on extensive experience and judgment to plan and accomplish goals.
Specific Duties and Responsibilities
• Strong analytical problem solving, organization, and time management skills are required.
• Ability to work in a fast paced, process driven environment.
• Excellent written and verbal communication skills and member service skills.
• Possess a range of mortgage knowledge, as well as the skills and abilities to fulfill the roleas described. Basic knowledge of lending compliance, regulations, analysis ofdocumentation, reports, service tools, and underwriting principles.
• Apply all aspects of origination production roles and mortgage Lending knowledge toperform research and analysis on escalation requests from operations. Proactively resolveproblems and provide solutions in line with Orion Lending’s policies, procedures, and processes.
• Maintain data for collaboration and developing trending analysis supporting the development or updates of training material, job aids, resource documents or process and system changes.
• Develop and maintain an understanding of business change implications and support the implementation of new programming or smaller scale initiatives. Work on project initiatives developing test scripts and complete testing to ensure operational success.
• Create and maintain a cohesive working relationship with all levels of management, lines of business personnel, and team to effectively interface on all deliverables.
• Ensure compliance with all Orion Lending’s policies and procedures and support the Company’s Core Values.
• Remain current on all mortgage related regulations, changes, and Orion system updates and changes.
• Must be able to work overtime as required.
• Other duties as assigned.
Preferred Qualifications and Experience
• A minimum of two years of mortgage loan underwriting experience
• Extensive knowledge and experience with DU and LP underwriting systems
• Ability to underwrite in a production environment involving minimum quotas
• Thorough understanding and familiarity with FNMA and FHLMC guidelines and a complete knowledge of loan products NON-AGENCY UNDERWRITER POSITION OVERVIEW
• Ability to maintain quality control standards while maintaining production expectations defined by the company
• Ability to exhibit professional verbal and written communication skills via email, mobile devices, and in person utilizing proper spelling, composition, and grammar
• Ability to multi-task, prioritize responsibilities, and work well under pressure with minimal supervision
Physical and Work Conditions
Standard office environment, equipment, and tasks, including work at a computer terminal. This position requires partial sitting and walking throughout the day. Employees must be open to working overtime to complete assigned tasks.
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