WHAT ARE ORION'S TITAN PROGRAMS?
Titan is an exclusive Non-QM Loan program available at Orion Lending….
✔ 1/0 or 2/1 Buydowns with no pricing adjustment!
✔ The many alternative income documentation types insure you have a program for every borrower.
✔ The many alternative income documentation types will allow you to say yes to more borrowers.
✔ This program has something for everyone!
TITAN FLEX
- 1/0 or 2/1 Buydowns Available
- 40YR Fixed and 40YR Full Amortization 5/6 & 7/6 ARMs
- Qualify Using Liquid Assets and Supplemental Income
- Qualified Assets with a Utilization Draw Schedule of 5 Years (60 Months)
- Assets from Non-Occupant Co-Borrower Allowed to Qualify
- 80% Max LTV 2nd Home Purchase
- Reserves Not Required
- Gift Funds Not Allowed
- 660 Minimum FICO
- FTHB Allowed
- $3 MIL Max Loan Amount
- Only One Appraisal for Loan Amounts Up to $2 MIL
- N/O/O Max LTV is 65%
- First Time Investors and Homebuyers Welcome
- 1/0 or 2/1 Buydowns Available
- 40YR Fixed and 40YR Full Amortization 5/6 & 7/6 ARMs
- 12 Month Business or Personal Statements Allowed
- Fixed Expense Ratio or 3rd Party CPA/Tax Preparer
- 90% Max LTV Purchase Primary
- 80% Max LTV Investment
- 80% Cash Out Purchase Primary
- Up to $1 MIL Max Cash Out (Allowed as Reserves)
- 660 Minimum FICO
- FTHB & Non-OCC Co-Borrowers Allowed
- Gift Funds, Gift of Equity and Business Funds Allowed
- $3 MIL Max Loan Amount
- Only One Appraisal for Loan Amounts Up to $2 MIL
- DTI Up to 50%
- First Time Investors and Homebuyers Welcome
- 1/0 or 2/1 Buydowns Available
- 40YR Fixed and 40YR Full Amortization 5/6 & 7/6 ARMs
- Only One Year Income Verification Required
- Wager Earner or Self Employed Allowed, Including 1 YR 1099 Only
- 90% Max LTV Purchase Primary
- 80% Max LTV Investment
- 80% Max Cash Out Purchase Primary
- 660 Minimum FICO
- FTHB & Non-OCC Co-Borrowers Allowed
- Gift Funds, Gift of Equity and Business Funds Allowed
- $3 MIL Max Loan Amount
- Only One Appraisal for Loan Amounts Up to $2 MIL
- DTI Up to 50%
- First Time Investors and Homebuyers Welcome
- 40YR Fixed and 40YR Full Amortization 5/6 & 7/6 ARMs
- 1/0 and 2/1 Buydowns Available
- 90% Max LTV Purchase Primary
- 80% Max LTV Investment
- 80% Max Cash Out
- Unlimited Cash Out
- 660 Minimum FICO
- FTHB & Non-OCC Co-Borrowers Allowed
- Gift Funds, Gift of Equity and Business Funds Allowed
- $3 MIL Max Loan Amount
- Only One Appraisal for Loan Amounts Up to $2MIL
- DTI Up to 50%
- First Time Investors and Homebuyers Welcome
- 1/0 or 2/1 Buydowns Available
- 40YR Fixed and 40YR Full Amortization 5/6 & 7/6 ARMs
- 12/24 Month CPA/EA Profit and Loss
- Max LTV 80% for Purchases/75% for Rate/Term
- Up to 70% Cash Out
- Up to $1 MIL Max Cash Out (Allowed as Reserves)
- 660 Minimum FICO
- FTHB & Non-OCC Co-Borrowers Allowed
- Gift Funds, Gift of Equity, and Business Funds Allowed
- $2 MIL Max Loan Amount
- Only One Appraisal for Loan Amounts Up to $2 MIL
- DTI Up to 50%
- First Time Investors and Homebuyers Welcome
TITAN AUS
- Loan Amounts Up to $3.5MIL
- 660 Minimum FICO
- 90% Max LTV including FTHB
- 49.99% Max DTI
- Primary, 2nd and Investment
TITAN PRIME JUMBO
- Loan Amounts Up to $3.5MIL (Primary, Purchase, R/T)
- Up to 90% LTV
- FTHB and Non-Occ Co-Borrowers Allowed
- Offers 5/6, 7/6, and 10/6 ARMs
- Condotels Allowed
- Primary, S/H, and Investment Properties Allowed
- MIN Loan Amount $350,000 (ARM)
- Up to 40 Acres
- 1 Year Tax Returns Allowed for S/E (MIN Business Tenure Required)
- Unlimited Cash Out Allowed
TRAINING
HyperTrack is an educational forum for approved and prospective Broker Partners who are looking to stay current on Orion Products, Technology and Federal Regulations. Orion's courses are dedicated to promoting Broker success nationwide. HyperTrack is a trusted resource for developing your potential and helping you thrive. Below you will find the upcoming training(s) that provide more detail on the Titan Flex programs.
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